Whether you have been hurt in a car accident, injured when you fell down, or were the victim of a defective product or negligent landlord, the only way to cover costs is to claim them through the personal injury process.
In theory, this is where insurance companies swoop in to cover medical bills, time lost from work, and future costs and reimburse you for your pain and suffering. It is, after all, what they have been paid over months and years to do, just in case of such an eventuality.
In practice, however, this is where they become hard to reach, reluctant to pay, or tight with the purse strings. And when you need a personal injury settlement lawyer to help get that much-needed compensation.